Averholm
Luxembourg · fiduciaires, CSPs, fund administrators & PSF

The analyst that never stops watching the registries.

Averholm reads the Luxembourg registers every night, walks each structure you administer layer by layer, screens the people it finds against sanctions and PEP lists, and keeps your due diligence current — so a change is an alert, not a surprise in an inspection.

EU-hosted, EU sub-processors GDPR & data-minimised Built for AMLR 2027
The Luxembourg reality

Long chains, heavy files, a demanding supervisor.

Luxembourg's obliged entities manage some of the most complex ownership structures in Europe — and both the CSSF and the AED expect that complexity to be monitored, not filed and forgotten.

Complex ownership chains

SOPARFIs, SICAVs, holding cascades — the beneficial owner sits several layers deep, and any layer can change. Monitoring the whole chain by hand is where things slip.

Two supervisors, one standard

Whether you answer to the CSSF or the AED, the expectation is ongoing due diligence and a clean, evidenced trail. Averholm is built around exactly that.

Screening you already pay dearly for

You likely run World-Check or Orbis at enterprise cost. Averholm pairs the same list coverage with continuous registry monitoring — the part pure screening tools leave to you.

Perpetual KYC, evidenced

Reviews reopen on a change in the chain and on a risk cadence, each written to an append-only trail — the ongoing-diligence posture AMLR makes the default from 2027.

Why now

A hard deadline, in the densest market for obliged entities in the EU.

10 Jul 2027
AMLR applies — the EU single AML rulebook, directly and uniformly.
Two markets, live
Luxembourg first — RCS, RESA and the filed annual accounts, read every night.
Any depth
The chain is followed as far as the register and your own RBE access reach.
4+
Sanctions regimes screened out of the box — EU, UN, OFAC, UK — plus PEP data.
What it does

One workbench for the whole AML loop — from a change in the register to a filed report.

Registry change-monitoring

Nightly ingest of the official registers. When a director, status, ownership or address changes, you get a typed alert with the before and after.

RCS · RESA · LBR · GLEIF

Sanctions & PEP screening

Every company and its people matched against EU, UN, OFAC and UK lists plus PEP data — fuzzy-matched, with a human review queue.

EU · UN · OFAC · UK · PEP

Perpetual KYC (pKYC)

Reviews reopen themselves when a material change lands, and on a risk-tiered cadence otherwise. The queue tells you who needs looking at today.

Event-driven · risk-tiered

KYB onboarding reports

A clean, sourced due-diligence report on any company — ownership chain, officers, financial-health grade, screening and risk signals — export as PDF.

Ownership · financials · risk

CDD/EDD cases & SAR drafts

Run a due-diligence case with standard measures and an EDD block for high risk, record the decision, and assemble a goAML report as a draft — you file.

CDD/EDD · goAML draft

Regulatory radar

Averholm watches Légilux and EU legislation and turns each relevant publication into a plain-language impact brief. AI drafts it, a person signs it off — where we draw the line.

Légilux · RESA · EUR-Lex

Explore the product in depth →

How it works

A quiet loop that runs every night.

You add the companies you're responsible for. Averholm does the watching.

Ingest

Official registers are pulled nightly and stored with a content hash, so nothing is processed twice.

Detect

Each record is compared to the last version. Real differences become typed, deduplicated change events.

Screen

Entities and their people are matched against sanctions, PEP and watchlists — candidates surfaced for review, never auto-decided.

Alert

What matters reaches you — an alert, a digest, or a review that's now due — with the source and the audit trail attached.

Built for the audit

The things a supervisor asks about — answered in the architecture.

EU hosting, an append-only audit trail, strict tenant isolation, hashed credentials and data minimisation aren't features we bolt on. They're how Averholm is built — because your data is your clients' data, and your regulator will ask.

How we handle compliance & data →

Append-only audit trail

Every action recorded and never rewritten — enforced at the database.

EU-hosted only

Data and sub-processors stay in the EU. No transfers you didn't sign off.

You are the controller

You control your client data; we process it under a DPA. Isolated per tenant.

Human decides, always

AI drafts and summarises at the edges — labelled, and reviewed by a person.

Cloud or on-premises

Won't put client data in the cloud? Run Averholm in your own walls.

For banks and the largest obliged entities, Averholm installs entirely inside your own infrastructure — same product, and we never see your production data.

Explore on-premises →
Pricing

Priced by the entities you administer.

From a sole practitioner to a growing firm, there's a plan that fits. Every plan includes screening against all sanctions lists, the audit trail, and EU hosting.

PORTFOLIO
Independent fiduciaires & smaller CSPs
€490 / mo
  • Up to 250 entities under monitoring
  • Monitoring, screening & KYB reports
See Portfolio
Most firms
FIDUCIAIRE
Corporate service providers & fund administrators
€1,400 / mo
  • Up to 1,500 entities under monitoring
  • pKYC, CDD/EDD cases, goAML & radar
Book a demo
INSTITUTION
Banks, PSF & large fiduciaire groups
Custom
  • Unlimited entities & users
  • Self-hosted deployment, API & SSO
See all plans

Indicative pricing for the pilot; register access passed through at cost. Full plans confirmed at launch. Compare plans →

See Averholm on your own client list.

A 30-minute demo on real companies — no obligation, no data from you required.

Book a demohello@averholm.com